An electronic money model for micropayments

Chouseinoglou, Oumout
This research first defines money and lists its functions and properties. Among these properties, the anonymity and off-line capability of money are pointed out. Then the history of money is briefly discussed, to show that money has evolved similarly to the Lamarckian evolution of species. The examination of the history of money helps us justify why electronic money is necessary, and to point out that money will continuously evolve towards Pure Money. The definition of electronic money conducted afterwards, draws the lines within which the model will be proposed. The proposed model is formally constructed and evaluated accordingly with the use of micropayment evaluation frameworks. The model is a hardware based model considering as baseline smart cards with secure co-processors, and allows transactions with cross-challenging. The model is evaluated with respect to technologic, social and economic dimensions, and taking into account the associated computational and storage costs.


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Citation Formats
O. Chouseinoglou, “An electronic money model for micropayments,” M.S. - Master of Science, Middle East Technical University, 2004.