An empirical investigation of payment performance for consumer loans in Turkey

Date

2008-12-01

Author

Özdemir, Özlem

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https://hdl.handle.net/11511/79311

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metu development journal

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An Empirical Investigation Of Payment Performance For Consumer Loans In Turkey Özdemir, Özlem (Orta Doğu Teknik Üniversitesi (Ankara, Turkey), 2008-12) This paper explores the relationship between consumer credit clients’ payment performance and some demographic and financial variables. Data to examine this relationship is obtained from the customer records of a private bank in Turkey. A logistic binary regression is used to evaluate the data. Financial variables rather than the demographic characteristics of clients have significant influence on customers’ pay back performance. Thus, the longer the maturity time and the higher the interest rate, the highe...
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Türkiye’de finansal liberalleşme sürecinin başarımı ve malî kesim üzerine bir değerlendirme Günçavdı, Öner; Küçükçifçi, Suat (Orta Doğu Teknik Üniversitesi (Ankara, Turkey), 2002) Türkiye 1980’li yılların ilk yarısında malî piyasalarını serbestleştirmeye başladı. Geniş kapsamlı yapısal bir dönüşüm programının parçası olan finansal liberalleşme politikalarının temel amacı, ekonominin giderek artan finansal fon ihtiyaçlarının, hem yurt içi hem de yurt dışı kaynaklardan, daha etkin işleyen ve giderek kurumsallaşan bir finansal sistem yardımı ile karşılanmasıdır. Bu politikalara bilimsel bir temel oluşturan neoklasik teori uyarınca, malî serbestleşme yolu ile açığa çıkan finansal f...
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Citation Formats

Ö. Özdemir, “An empirical investigation of payment performance for consumer loans in Turkey,” metu development journal, pp. 40–60, 2008, Accessed: 00, 2021. [Online]. Available: https://hdl.handle.net/11511/79311.