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Probabilistic assessment of earthquake insurance rates for Turkey
Date
2005-06-01
Author
Yücemen, Mehmet Semih
Metadata
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This work is licensed under a
Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License
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A probabilistic model is presented to obtain a realistic estimate of earthquake insurance rates for reinforced concrete buildings in Turkey. The model integrates information on seismic hazard and information on expected earthquake damage on engineering facilities in a systematic way, yielding to estimates of earthquake insurance premiums. In order to demonstrate the application of the proposed probabilistic method, earthquake insurance rates are computed for reinforced concrete buildings constructed in five cities located in different seismic zones of Turkey. The resulting rates are compared with the rates currently charged by the insurance companies. The earthquake insurance rates are observed to be sensitive to the assumptions on seismic hazard and damage probability matrices and to increase significantly with increasing violation of the code requirements.
Subject Keywords
Earth and Planetary Sciences (miscellaneous)
,
Atmospheric Science
,
Water Science and Technology
URI
https://hdl.handle.net/11511/49107
Journal
NATURAL HAZARDS
DOI
https://doi.org/10.1007/s11069-004-6485-8
Collections
Department of Civil Engineering, Article